Whole life insurance policies
Get guaranteed approval on a whole life insurance policy through RiS and instantly secure a lifetime of coverage.
What is whole life insurance?
Whole life insurance can last the rest of your life with a guaranteed payout for your loved ones.
Whole life insurance may be a great fit for you if:
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You want coverage for the rest of your life
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You want a policy to build cash value over time
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You want to invest for a long-term benefit
Our whole life insurance policies for seniors
We’re striving to make getting whole life insurance simpler, faster, and just plain easier here. RiS offers whole life insurance with guaranteed approval in a matter of minutes for those ages 66 to 85, no matter your health history. With no medical exams, simply answer a few health questions to help determine the rate on your guaranteed coverage. Policies range from $1,000 to $30,000 and feature a secure rate that never increases, covering you for life.
Why people love it
A 5 minute application for a lifetime of protection
Guaranteed approval
You're guaranteed to be approved if you're between the ages of 66 and 85, no matter your medical history. Seriously. You'll need to answer a few health questions to help determine your rate and, once approved, coverage is guaranteed for life.
Your policy lasts for life
Coverage lasts your lifetime if you keep up with the premiums. When you turn 100, the coverage remains in full without the need to make payments.
Instant approval
Coverage starts the moment you make your first payment.
Help at every step
RiS knows whole life insurance is a significant decision, so we make it easy to get answers. Our licensed agents are a quick call away whenever you have a question. RiS is here to help.